Sell high-ticket products
Many customers hesitate at orders above CHF 500 — instalments over 6 or 12 months make the purchase affordable and noticeably lift the order rate.
CembraPay – Payments in the saldia Marketplace
Cembra's buy-now-pay-later platform — invoice, instalments and monthly consolidated billing from one source.
About CembraPay
CembraPay is the buy-now-pay-later platform of Swiss Cembra Money Bank — formed by combining Swissbilling and Byjuno. Your customers pay on invoice (30 days), in instalments (3–36 months) or via monthly consolidated billing — you get paid directly, Cembra carries the default risk.
Particularly strong for higher order values (furniture, electronics, travel): instalments noticeably lift conversion on orders above CHF 500. If you only need the classic pay-on-invoice solution, take a look at swissbilling too.
Common use cases
Frequently asked questions
What's the difference from swissbilling?
swissbilling is one of the two brands (alongside Byjuno) that CembraPay was formed from. swissbilling focuses on classic pay-on-invoice, while CembraPay is the new umbrella platform bundling invoice, instalments and consolidated billing. Both belong to Cembra Money Bank.
Compatible with
These saldia products work together with this integration.
Ready to go?
Activate the integration directly in your saldia product's backend, or contact us if you need help.